Comments on: Don’t PassOver: The Four Questions of Life Insurance http://totalcandor.com/blog/2007/10/dont-passover-the-four-questions-of-life-insurance/ A Conversation About Income, Wealth, and the Steps in Between Sun, 22 Apr 2012 14:08:55 -0700 http://wordpress.org/?v=2.8.5 hourly 1 By: whole life insurance expert http://totalcandor.com/blog/2007/10/dont-passover-the-four-questions-of-life-insurance/comment-page-1/#comment-4583 whole life insurance expert Fri, 11 Apr 2008 00:25:06 +0000 http://totalcandor.com/blog/?p=87#comment-4583 I agree with these comments, that is what we try to teach to our clients at our company. Life insurance can be used in more than one way, and one of them is as a tax saving investment tool. Thanks, I agree with these comments, that is what we try to teach to our clients at our company. Life insurance can be used in more than one way, and one of them is as a tax saving investment tool.

Thanks,

]]> By: Michael http://totalcandor.com/blog/2007/10/dont-passover-the-four-questions-of-life-insurance/comment-page-1/#comment-1156 Michael Mon, 22 Oct 2007 13:08:34 +0000 http://totalcandor.com/blog/?p=87#comment-1156 Lorne, I'm sure you'd agree the most valuable purpose of a life insurance policy is the financial protection of those harmed by your untimely demise. Everything else is secondary. Since life insurance is often made out to be confusing, I find it critical to consistently emphasize part one to those seeking a life Beyond Paycheck to Paycheck. Certainly, a subset of individuals who have their financial affairs in order--no credit card debt, appropriate (health, life, disability) insurance coverages, maximum participation in workplace retirement accounts--can benefit from some of the advance life insurance strategies you allude to. But that's just a small subset of the population. Most people don't yet have all their financial ducks in a row and an advanced life insurance strategy is seldom an appropriate place to start. But thanks for reminding us of those possibilities! Lorne,
I’m sure you’d agree the most valuable purpose of a life insurance policy is the financial protection of those harmed by your untimely demise. Everything else is secondary. Since life insurance is often made out to be confusing, I find it critical to consistently emphasize part one to those seeking a life Beyond Paycheck to Paycheck.

Certainly, a subset of individuals who have their financial affairs in order–no credit card debt, appropriate (health, life, disability) insurance coverages, maximum participation in workplace retirement accounts–can benefit from some of the advance life insurance strategies you allude to. But that’s just a small subset of the population. Most people don’t yet have all their financial ducks in a row and an advanced life insurance strategy is seldom an appropriate place to start. But thanks for reminding us of those possibilities!

]]> By: Lorne Marr http://totalcandor.com/blog/2007/10/dont-passover-the-four-questions-of-life-insurance/comment-page-1/#comment-1139 Lorne Marr Sat, 20 Oct 2007 16:24:50 +0000 http://totalcandor.com/blog/?p=87#comment-1139 <p>I like how this article adresses life insurance in a relavant, practical way. What needs to be added is the common mistake I see nowadays, which is that life insurance is not being thought of as a tax saving investment tool. There are many, many ways you can use a policy, charitable giving or business just some of them.</p> I like how this article adresses life insurance in a relavant, practical way. What needs to be added is the common mistake I see nowadays, which is that life insurance is not being thought of as a tax saving investment tool. There are many, many ways you can use a policy, charitable giving or business just some of them.

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