Michael on February 28th, 2008
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Yesterday, right in the middle of the work day, my cell phone rang. I didn’t recognize the number, but I picked it up. It was my wireless carrier. While not verbatim, here’s approximately how our conversation went:
Wireless Carrier: <Long pause indicative of the approaching of a telemarketer> . . . Hello, Michael?
Yes. [...]

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Michael on February 27th, 2008
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Shea K., a Beyond Paycheck to Paycheck reader, asked to write a guest blog post. I loved her pitch: What better occasion to save a little time than a post about America Saves Week? Worked for me. I hope you enjoy her post as much as I did:
Although America Saves Week [...]

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Michael on February 25th, 2008
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Sometimes they are rewarded, sometimes not. See the bottom for how Total Candor rewards graduate students.*
But first, one hard-working graduate student who goes by Broke Grad Student, just put out this personal finance carnival and included the Beyond Paycheck to Paycheck post Your Income Tax Return: Benefit From the Pain.
If you’re one who struggles with [...]

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Michael on February 25th, 2008
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When I started in on my grocery shopping kick a couple of weeks ago, one of the original questions I posed was:

Prefer organic food? Which ones?

Perhaps you expected that when we got to this question I would rant and rave about how costly and irresponsible purchasing organic food has become.
You: Pretty much.
Not going to [...]

Continue reading about The 45-cent strawberry: Are organic foods worth it?

Michael on February 22nd, 2008
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Even with our extra leap day this year, next Saturday brings — and this may surprise you — March.
For most of us, New Year’s resolutions are long gone and the countdown to spring has begun. But before April showers turn into May sneezing fits, there is at least one more important financial task to [...]

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Michael on February 20th, 2008
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A most creative personal finance carnival was hosted this week by The Financial Blogger and it included a link to my post last week When shopping, you gotta compare muffins to muffins.
An excellent posting worth a few moments of your time:
Lesson I Wished I Learned Earlier, containing many of which I’ve discussed here before, is [...]

Continue reading about Another carnival – this one without the Chinese food

Michael on February 20th, 2008
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Am I making you hungry? Shortly after each of these recent post about food shopping, I begin to wander toward the land of salty snacks. That’s dangerous. Speaking of salty snacks,

Do you look in your refrigerator or pantry closet before you go food shopping?

You: Why is that important?
Even with a small kitchen, [...]

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Michael on February 18th, 2008
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First, there was my knocking over a dressing room wall to avoid trying on dozens of sport jackets. Then, we discussed the merits and drawbacks of wholesale clubs. Today, we’ll chat about this question I originally posed last week in the context of shopping for food:

Use coupons? Buy different things as a result?

According to a [...]

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Michael on February 15th, 2008
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When I told you Wednesday that buying food was my most enjoyable form of shopping, I emphasized that–despite the necessity of food–there were plenty of ways to both spend and save money based on the choices you made in addressing several key considerations.
We’ll chat about the first two today, which were:

Where do you shop for [...]

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Michael on February 13th, 2008
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I hate shopping. Always have. When I was in ninth grade, I had to buy a sport jacket for the ninth grade prom. In the process, I knocked down a changing room at the local department store. True stories (both that my school had a ninth grade prom and that I knocked over [...]

Continue reading about Shopping: I wasn’t angry but I did knock over a wall