Michael on June 11th, 2008
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I just received the following message from the Treasurer from the state of Ohio (as did likely hundreds of bloggers). I receive a lot of spam, but given that I happen to know that this state Treasurer is on a major financial education kick, I read the email. It’s for a good cause (getting [...]

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Michael on June 10th, 2008
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This week’s Carnival of Personal Finance was prepared by Prime Time Money and featured my post Dear $aturn: will you love me tomorrow?
As I know Beyond Paycheck to Paycheck readers are always quite busy, I’ll once again provide you a link to the one article from the carnival I recommend ahead of the others.  This [...]

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Michael on June 9th, 2008
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Although I am often asked to speak to recent grads, I have never been asked to speak at any graduations. But if I were, I imagine it would go something like this:
Congratulations, future workforce! Finally, you’re armed with your degree and plans for the future. And guess what? Before long you’ll receive your [...]

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Michael on June 6th, 2008
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It’s Friday, so it’s time for this week’s reader-submitted Q & A. If you’d like to submit a question, click here for more information or simply email a question
Do I need to have all my debt paid off prior to retirement?
–Mick V., Uniondale N
STRAIGHTFORWARD ANSWER
Not necessarily, especially when it comes to your mortgage. And [...]

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Michael on June 5th, 2008
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I recently wrote of the problems my Saturn was giving me. Ironically, the car drives fine; it’s just that it keeps asking for money. Even though it’s a relatively low mileage (77K) car for its not overly advanced age (7 years), I’ve had three major ordeals since the beginning of the year:

Hotel $aturn invites [...]

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Michael on June 3rd, 2008
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My recent post A flight delay isn’t an emergency, but you should fund one anyway was selected as the best Money Management post of this week’s Carnival of Personal Finance, hosted by Time with Family.
In addition to 96 other personal finance articles, I’ll once again recommend just one. My favorite of the week is 29 [...]

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Michael on June 2nd, 2008
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During the long-ago period of ever-rising home prices–
You: Wasn’t that, like, three years ago?
Indeed. Crazy, right? Seems like most people forget that prices haven’t been going down for that long. Anyway, one interesting phenomenon of the boom period was the homeowners nearly real-time use of that appreciation.
You: How is that even possible? [...]

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