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	<title>Comments on: Making intelligent 401(k) investment decisions</title>
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	<link>http://totalcandor.com/blog/2008/08/making-intelligent-401k-investment-decisions/</link>
	<description>A Conversation About Income, Wealth, and the Steps in Between</description>
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		<title>By: anil</title>
		<link>http://totalcandor.com/blog/2008/08/making-intelligent-401k-investment-decisions/comment-page-1/#comment-73428</link>
		<dc:creator>anil</dc:creator>
		<pubDate>Thu, 18 Dec 2008 13:35:50 +0000</pubDate>
		<guid isPermaLink="false">http://totalcandor.com/blog/?p=236#comment-73428</guid>
		<description>makes a couple of moves that I know have saved me lots of money over the long haul. I saw the signs of the crash last year. I was afraid to make a move as usual. But, something inside me said, ‘move most money into bond funds’. So, I did. The rest I watched and still watch gyrate up and down. But, the money I put into the bond fund sits comfortably and has actually made me money on the interest which was a delight after I noticed it. Now, the big concern is, when do I move back into equities</description>
		<content:encoded><![CDATA[<p>makes a couple of moves that I know have saved me lots of money over the long haul. I saw the signs of the crash last year. I was afraid to make a move as usual. But, something inside me said, ‘move most money into bond funds’. So, I did. The rest I watched and still watch gyrate up and down. But, the money I put into the bond fund sits comfortably and has actually made me money on the interest which was a delight after I noticed it. Now, the big concern is, when do I move back into equities</p>
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		<title>By: Paul</title>
		<link>http://totalcandor.com/blog/2008/08/making-intelligent-401k-investment-decisions/comment-page-1/#comment-23962</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Fri, 29 Aug 2008 07:19:29 +0000</pubDate>
		<guid isPermaLink="false">http://totalcandor.com/blog/?p=236#comment-23962</guid>
		<description>Hey, don&#039;t feel so bad. Eveyone lost in the recent crash. It happens. There are few that can click the mouse and make the moves that are needed from time to time depending on which way the market is moving. I have made the same mistakes myself over the years. But, I have also been able to makes a couple of moves that I know have saved me lots of money over the long haul. I saw the signs of the crash last year. I was afraid to make a move as usual. But, something inside me said, &#039;move most money into bond funds&#039;. So, I did. The rest I watched and still watch gyrate up and down. But, the money I put into the bond fund sits comfortably and has actually made me money on the interest which was a delight after I noticed it. Now, the big concern is, when do I move back into equities. Hmmm. I&#039;m hoping I can get back in without being the last player. I&#039;m closer to retirement than I realize and I&#039;d like to be able to live happily ever after with my earnings. We&#039;ll see. All I can say is watch the financial market and the news. Don&#039;t follow any one sage or analyst. Use your gut feeling, it knows best. Then, make a move and relax. I am.</description>
		<content:encoded><![CDATA[<p>Hey, don&#8217;t feel so bad. Eveyone lost in the recent crash. It happens. There are few that can click the mouse and make the moves that are needed from time to time depending on which way the market is moving. I have made the same mistakes myself over the years. But, I have also been able to makes a couple of moves that I know have saved me lots of money over the long haul. I saw the signs of the crash last year. I was afraid to make a move as usual. But, something inside me said, &#8216;move most money into bond funds&#8217;. So, I did. The rest I watched and still watch gyrate up and down. But, the money I put into the bond fund sits comfortably and has actually made me money on the interest which was a delight after I noticed it. Now, the big concern is, when do I move back into equities. Hmmm. I&#8217;m hoping I can get back in without being the last player. I&#8217;m closer to retirement than I realize and I&#8217;d like to be able to live happily ever after with my earnings. We&#8217;ll see. All I can say is watch the financial market and the news. Don&#8217;t follow any one sage or analyst. Use your gut feeling, it knows best. Then, make a move and relax. I am.</p>
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		<title>By: Greener Pastures</title>
		<link>http://totalcandor.com/blog/2008/08/making-intelligent-401k-investment-decisions/comment-page-1/#comment-22461</link>
		<dc:creator>Greener Pastures</dc:creator>
		<pubDate>Mon, 25 Aug 2008 20:31:05 +0000</pubDate>
		<guid isPermaLink="false">http://totalcandor.com/blog/?p=236#comment-22461</guid>
		<description>Right on target. In this market, it&#039;s been especially hard.  I&#039;ve lost quite a bit, being in the high risk funds.  luckily they had done really well before the crash, so I&#039;m only losing &quot;on paper money&quot; so far.  With the tax break, and perhaps an employer&#039;s match, it gives a little cushion. 

I stumbled</description>
		<content:encoded><![CDATA[<p>Right on target. In this market, it&#8217;s been especially hard.  I&#8217;ve lost quite a bit, being in the high risk funds.  luckily they had done really well before the crash, so I&#8217;m only losing &#8220;on paper money&#8221; so far.  With the tax break, and perhaps an employer&#8217;s match, it gives a little cushion. </p>
<p>I stumbled</p>
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