Shortly after my wife and I bid on a house a few days ago, we learned that although the sellers had gone with a higher offer, they wished for us to consider becoming the official “back-up” offer. By doing so, if the first deal fell through, we would be next in line – the home [...]
I’m often asked if the emotional separation inherent in credit card usage also applies to debit cards. To the dismay of avid debit card users everywhere, I believe it does.
Debit cards are made of plastic.
You: The material matters?
No, it’s not the material that’s at issue. Debit cards are superior to credit cards since, for [...]
My wife and I bid on a house last weekend.
You: Did you get it?
You have to hear the story first.
You: But I’m excited! Did you get the house? Where is it?
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You might recall that my wife and I have had several discussions [...]
Last night, I read Jason Zweig’s WSJ column Using the Lottery Effect to Make People Save. He highlights how people save more money when they have a chance (not a certainty) of receiving a cash prize. Despite the fact that their odds of winning were low, savers squirreled money away more aggressively due to the [...]
Maybe it’s the part of me that remembers how excited I felt to still be awake at 12:30 AM as a teenager, but I still think Top 10 lists are fun. From those I’ve created here, two of my favorites are:
Top 10 Most Annoying Ways to Lose A Little Money – an article that garnered [...]
One of the most common myths of retirement is “Plus, I’m going to get an inheritance.”
You: For you, maybe. My parents still love me.
It has nothing to do with love.
You: Sure it does. If it didn’t, I wouldn’t let half my relatives in my house.
That’s not a good ratio.
You: Tell me about it; I was [...]
This week’s Carnival of Personal Finance features my Top 10 Most Annoying Ways to Lose A Little Money. Among the 70+ solid financial articles in the carnival is Fiscal Fizzle’s Getting the Best Car Insurance Rates.
Among Fiscal Fizzle’s top tips are:
Home Situation, noting that often homeowners are given better auto quotes because their homeownership indicates [...]
When this post goes live on the morning of July 10, 2009, I won’t be at work.
You: What will you be doing?
You: Why? Too much Michael Jackson coverage?
Partially because of MJ, but mostly because July 10 is my anniversary.
You: Congrats – how many years?
Ten. Kind of a big deal.
You: Didn’t think you’d make it [...]