Michael on October 30th, 2009
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Within my post last week titled First time home buyer tax credit may actually expire, I maintained my steadfast belief that Congress and President Obama would not allow the credit to end.  Simply stated, I argued, the housing market is still so unstable that taking away stimulus was unlikely.  (Furthermore, it’s far easier for the [...]

Continue reading about First time home buyer credit – extension talks underway

The post you are now reading is my 400th post at the Beyond Paycheck to Paycheck blog.
You: Is that a lot?
It is to me.
You: Do you like blogging?
Do you like vegetables?
You: Usually, but not always.
Blogging is like eating vegetables.  Blogging today is more enjoyable than unusual, however, since, it’s my first post with the new [...]

Continue reading about Blogging is like vegetables and the benefits of waiting to get stuff

Not so long ago, I wrote of some of the humorous parts of the tax code.   Recently, I became aware that the federal government is now subsidizing the purchase of golf carts and I don’t find that funny at all.
You: Really?  They’re subsidizing golf carts?
You: How so?
Like any other subsidy, part of the cost is [...]

Continue reading about Golf cart subsidies – Why the government is subsidizing golf carts

Michael on October 23rd, 2009
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The first time home buyer tax credit is currently set to expire on November 30, 2009.  As the law currently stands, only homes purchases with a closing date before the end of November will qualify for the $8,000 credit.
I have said, numerous times, that I believe the credit will be extended.
You: Why? Who do you [...]

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Michael on October 21st, 2009
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Today, I’m featuring a quick compilation of links I’m sure you’ll find interesting:

Bankrate.com recently published a story Should you pay debt before savings? It’s a good write-up of an important question for those living Beyond Paycheck to Paycheck. Plus, I was quoted for the piece.

Social Security recently announced that there will be no increase in [...]

Continue reading about Debt before savings, no inflation, credit card changes

Michael on October 19th, 2009
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Identity theft is a serious business.
You: Are you in it?
No, I’m not in that business.  I’m just saying, far better for you to take the risk of identity theft seriously vs. very easily becoming a victim of a stolen identity crime.
You: What should I do differently?
Not sure. It depends largely on what you do and [...]

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Michael on October 16th, 2009
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As I wrote earlier this week, I recently suffered a concussion.  Fortunately, this was my first head injury.  I now hope it is my last.  In the grand scheme of things, I was very lucky. There will be no long-term damage and the main impacts were limited to lost sleep, lost money (hospital bills), and [...]

Continue reading about Learning From The Same Accident

Michael on October 12th, 2009
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So I got a concussion last week.
You: Explaining your recent absence?
You: I thought it was the Red Sox fiasco.
While that didn’t exactly speed my recovery, their collapse had no impact on the extent of my own.  While I am still limited in my work hours, I will try to weave in an important, if not [...]

Continue reading about My head still hurts

Michael on October 7th, 2009
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I have a few speaking engagements during the next month to let you know about.   You can always stay abreast of my future workshops by joining the Total Candor mailing list.
Do You Live on Earth?
Next up is a webinar sponsored by the Northwestern University Alumni Association.  This year, they have decided to open it up [...]

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Michael on October 5th, 2009
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You have to love the lesson Matt from Taking Charge shares in his Blogger wakes corporate giant, helps secure long-sought refund.  It’s my favorite article from this week’s Carnival of Personal Finance, hosted by Studenomics.  My article, Welcome to the fourth quarter: Five suggested tasks before New Year’s, was also featured.
In Matt’s brief article, he [...]

Continue reading about Doing the same old thing won’t get you new results