Michael on October 14th, 2010
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I was recently profiled on Live Solid’s Facebook page in a segment called “Financial Myths Debunked”. I offer some tips on what I believe are common financial misconceptions and how to avoid them. Check it out!
You may not know that I also have a Facebook page, click here to friend me.

Continue reading about Common Financial Misconceptions

When I ended my keynote presentation last week at New Hampshire Jump$tart’s MoneySmarts, I was asked several questions.  (Candidly, the Q & A portion of any seminar is highly enjoyable because it always varies significantly. You really never know what you’re going to be asked.)  With an audience of about 150 teachers – mostly of [...]

Continue reading about My keynote response: What about all those student loans? Is saving possible?

Yesterday, I read an interesting article in the Boston Globe highlighting the experiences of the many 18-29 year olds still depending on Mom and Dad.
You: Because they’re still living at home?
Actually, the examples in this case aren’t boomerangs. Instead, the article profiles people living in the big city who are still getting checks every month [...]

Continue reading about Financial Immaturity: Are you really a grown-up if Mom and Dad still support you?

Twice in the last two winters, we’ve lost power for about 36 hours.
You: You should just pay the damn electric bill.  I know you like to negotiate everything, but you’ve got two little kids –
Massive ice storm last year.  Massive windstorm last weekend.  My write-up of the December 2008 event:
Visiting Boston during an ice storm [...]

Continue reading about Keeping it reasonably fun and affordable without power

Of my top ten saving strategies is Number 4: Enjoy Free Stuff.
You: How can somebody do that?
Easy.  Just play on the swings or dance in the leaves.
You: Seriously?  I’m an adult.
Not going to lie to you – you might get some looks on the swing set.   Still, well worth it.  Or try something similar [...]

Continue reading about Another ultimate free activity with apologies to those in the south

Michael on December 11th, 2009
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At the end of 2008, I put together a list of my favorite moments of the year.  These were personal memories, mind you, not political or otherwise newsworthy events, though they sometimes overlapped.
You: How?  You didn’t do anything newsworthy.

Here’s an example: the Red Sox coming back to beat the Tampa Rays 8-7 in Game 5 [...]

Continue reading about What are your dreams?

Michael on November 3rd, 2009
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Numerous studies have demonstrated weak correlations between happiness and wealth. (The sole exception are the truly impoverished, who are most likely to report being unhappy.)  Still, once you are out of poverty, there is very little relationship between happiness and financial stature.
Before I had children, I learned the most from my parents, grandparents, and other [...]

Continue reading about What really matters

Michael on October 19th, 2009
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Identity theft is a serious business.
You: Are you in it?
No, I’m not in that business.  I’m just saying, far better for you to take the risk of identity theft seriously vs. very easily becoming a victim of a stolen identity crime.
You: What should I do differently?
Not sure. It depends largely on what you do and [...]

Continue reading about A bit more about identity theft

Michael on October 16th, 2009
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As I wrote earlier this week, I recently suffered a concussion.  Fortunately, this was my first head injury.  I now hope it is my last.  In the grand scheme of things, I was very lucky. There will be no long-term damage and the main impacts were limited to lost sleep, lost money (hospital bills), and [...]

Continue reading about Learning From The Same Accident

Michael on September 21st, 2009
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Answer the following three questions in the comment box below. Answer each one separately  (i.e., try not to think about questions two and three as you answer the first one.)
1.  Name the three most enjoyable things you did last weekend.
2.  Name the three most expensive things you did last weekend.
3.  What do you think about [...]

Continue reading about Spending pop quiz