Twice in the last two winters, we’ve lost power for about 36 hours.
You: You should just pay the damn electric bill.  I know you like to negotiate everything, but you’ve got two little kids –
Massive ice storm last year.  Massive windstorm last weekend.  My write-up of the December 2008 event:
Visiting Boston during an ice storm [...]

Continue reading about Keeping it reasonably fun and affordable without power

Of my top ten saving strategies is Number 4: Enjoy Free Stuff.
You: How can somebody do that?
Easy.  Just play on the swings or dance in the leaves.
You: Seriously?  I’m an adult.
Not going to lie to you – you might get some looks on the swing set.   Still, well worth it.  Or try something similar [...]

Continue reading about Another ultimate free activity with apologies to those in the south

Michael on December 11th, 2009
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At the end of 2008, I put together a list of my favorite moments of the year.  These were personal memories, mind you, not political or otherwise newsworthy events, though they sometimes overlapped.
You: How?  You didn’t do anything newsworthy.

Here’s an example: the Red Sox coming back to beat the Tampa Rays 8-7 in Game 5 [...]

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Michael on November 3rd, 2009
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Numerous studies have demonstrated weak correlations between happiness and wealth. (The sole exception are the truly impoverished, who are most likely to report being unhappy.)  Still, once you are out of poverty, there is very little relationship between happiness and financial stature.
Before I had children, I learned the most from my parents, grandparents, and other [...]

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Michael on October 19th, 2009
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Identity theft is a serious business.
You: Are you in it?
No, I’m not in that business.  I’m just saying, far better for you to take the risk of identity theft seriously vs. very easily becoming a victim of a stolen identity crime.
You: What should I do differently?
Not sure. It depends largely on what you do and [...]

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Michael on October 16th, 2009
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As I wrote earlier this week, I recently suffered a concussion.  Fortunately, this was my first head injury.  I now hope it is my last.  In the grand scheme of things, I was very lucky. There will be no long-term damage and the main impacts were limited to lost sleep, lost money (hospital bills), and [...]

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Michael on September 21st, 2009
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Answer the following three questions in the comment box below. Answer each one separately  (i.e., try not to think about questions two and three as you answer the first one.)
1.  Name the three most enjoyable things you did last weekend.
2.  Name the three most expensive things you did last weekend.
3.  What do you think about [...]

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Michael on September 14th, 2009
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With my wife and youngest daughter away for the weekend, it was superior Daddy-daughter time with my four year-old.
Since Thursday night, here’s what we did:

Out to dinner twice.
Out to lunch once.
Dessert in the North End of Boston.
A delicious cold drink on a hot afternoon in the city.
Three+ hours at two different inside gyms (on bad [...]

Continue reading about Another fantastic unintentionally low-cost weekend

Michael on September 11th, 2009
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I had one heck of a long weekend over the Labor Day holiday.
You: What did you do?
Being that the weekend represents the unofficial end of summer –
You: Why is that?
First, because school starts right afterward. Second, because it’s already getting cool here in New Hampshire.
You: Seriously?
Seriously. On a bike ride early yesterday morning I actually [...]

Continue reading about How I Scored Big Labor Day Deals Without Shopping

Michael on September 2nd, 2009
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I’m not a fan of traditional budgeting.
You: What do you mean when you say “traditional budgeting?”
I’m talking about where you make a list of all of your expenses and try to ensure that you don’t spend more than, say $35 on entertainment or $50 on groceries for a week.
You: Sounds like classic budgeting to me. [...]

Continue reading about Budgeting Can Be Dangerous