Michael on July 10th, 2009
Bookmark and Share

When this post goes live on the morning of July 10, 2009, I won’t be at work.
You: What will you be doing?
Getting away.
You: Why? Too much Michael Jackson coverage?

Partially because of MJ, but mostly because July 10 is my anniversary.
You: Congrats – how many years?
Ten.  Kind of a big deal.
You: Didn’t think you’d make it [...]

Continue reading about Stop and Smell The Roses

Michael on July 6th, 2009
Bookmark and Share

I’m a big fan of major on the major, minor on the minor.  Too many people spend too much of their precious time trying to save money in small ways only to miss the big opportunities.  As a result, they continue to struggle.
That said, I’m human too.  I’ve spent and lost money due to certain [...]

Continue reading about Top 10 Most Annoying Ways to Lose A Little Money

One of the best parts of the weekly personal finance carnivals, including this week’s carnival hosted by WiseBread, it the wide variety of personal finance topics covered.  In addition, I always take the time to enjoy an article or two that I’ve been meaning to write myself but just haven’t gotten to.  This week was [...]

Continue reading about What do extra loan payments, toilet paper, and Monopoly have in common?

Michael on May 15th, 2009
Bookmark and Share

A recent Time magazine cover story, Thrift Nation, demonstrates “The New Frugality” of Americans.  Nearly everyone will recognize someone familiar, be it an ER doctor, a blackjack dealer, an autoworker, restaurant owner, or the unemployed; each is profiled in this thought-provoking piece that attempts to demonstrate how truly broad the impact is of our current [...]

Continue reading about America’s increasingly frugal habits

This is a guest post from Grant Baldwin, the author of Reality Check, a book about helping students transition into the real world.  His new website, BrokePiggy.com, answers questions from teenagers about personal finance, savings, and all things money.
This series “12 Things Every Teenager Needs To Know About Money (And How To Teach Them)” is [...]

Continue reading about 12 Things Every Teenager Needs To Know About Money (And How To Teach Them)

Michael on April 1st, 2009
Bookmark and Share

April fools.  Did I get you?
Today’s topic is:
Spending less on technology
Until recently, upgrading your computer every two or three years was a virtual necessity.  Now, many people have learned that the PCs of a few years ago can be made into practically new machines by adding memory and hard-drive space.  Furthermore, the total cost to [...]

Continue reading about On the Geithner resignation

After a bunch of requests, I finally got my act together and I’m now on Twitter. So, as the saying goes, feel free to follow me on twitter. I have many ideas for using this (relatively) new medium (to me) some of which I think are going to be fun, so hop on over there.
My [...]

Continue reading about Friday Frenzy: Twitter, saving money on a phone bill, girl scout cookies, and the credit markets

You: Are in-store extended warranties a good idea?
No.
You: Why not?  They seem pretty cheap and they extend the warranty significantly.
Actually, they’re fairly costly and they don’t do much.
You: That’s not what they told me in the store.
I know.
You: So what’s going on?
Good question.  Regardless of how an in-store warranty on a new television, printer, or [...]

Continue reading about Extended Warranties – Are in-store warranties a good idea?

Michael on March 4th, 2009
Bookmark and Share

I recently recorded a second series of podcasts with the Quicken team.  Topics included:

Emergency Funds and Large Purchases
How to pay off and manage debt
Investment Advice

You can also listen to them on itunes by searching for Quicken. Or download them and listen to them later, like when you’re not supposed to be working.
Always welcome your feedback [...]

Continue reading about Quicken podcasts are available, Carnival too

Michael on March 2nd, 2009
Bookmark and Share

I’m on vacation.
You: Well I’m not.
Are you upset?
You: Not at you.  Just wish I had more vacation time.
What would you do with it?
You: Go somewhere.
Where?
You: Don’t know.
Would you use points, miles, or pay cash?
You: Never sure what the right thing to do is. Hey, how do you evaluate it?
Personally, I try to make sure that [...]

Continue reading about Using points or miles vs. paying cash