The sign says “Pay nothing until 2012!”
You: Seems to be good to be true.
And, therefore, it probably is.
You: I knew that. But why, again? I mean for, ah, my friend . . . could you explain it again? She didn’t think it was a bad idea.
I’d be happy to help your friend. Tell her to [...]
Continue reading about Why retailers offer “Same as Cash” deals
Last week I discussed Why the drop in late credit card payments doesn’t excite me. Then, I covered The real unemployment rate just this past Monday.
To continue my little rant on misleading statistics today I discuss the phenomenon of lower credit card balances. Analyzing TransUnion data, the AP reported the credit card delinquency decline here [...]
Continue reading about The real reason credit card balances are falling
As reported by the AP on MSNBC, Late credit card payments drop in 3rd quarter. With a headline like that, I decided to read the article. According to the referenced TransUnion study, late payments on credit cards during the third quarter (ending at the conclusion of September) were lower than they were in the previous [...]
Continue reading about Why the drop in late credit card payments doesn’t excite me
Today, I’m featuring a quick compilation of links I’m sure you’ll find interesting:
Bankrate.com recently published a story Should you pay debt before savings? It’s a good write-up of an important question for those living Beyond Paycheck to Paycheck. Plus, I was quoted for the piece.
Social Security recently announced that there will be no increase in [...]
Continue reading about Debt before savings, no inflation, credit card changes
You: You’re watching pre-season basketball?
No. Honestly, I might even watch golf first.
You: What’s wrong with watching golf?
I find it more boring than the prospect of playing it.
You: Wow. So what’s with the “fourth quarter” reference then?
I’m talking about the fourth quarter of the year, which begins today. For better or worse, many companies – especially [...]
Continue reading about Welcome to the fourth quarter: Five suggested tasks before New Year’s
You: It’s not lighthouses.
Probably not.
You: Or millions of acres of corn fields.
Not likely.
You: What is it?
Very high average student loan balances.
You: How and why would you know this?
Late at night, after we get the kids down, one of the things I like to do to relax is study student loan patterns by county.
You: For real?
Heck [...]
Continue reading about What Iowa and NH have in common besides early presidential voting
I’m always eager to share articles written elsewhere that are useful to Beyond Paycheck to Paycheck readers. That’s one reason I read the Carnival of Personal Finance every week. This week’s version, hosted by fellow New Englander David from Money Under 30, includes my post Should I Repair My Car or Buy Another One?
Of the [...]
Much has been written about the deceiving practices of credit card issuers and our government’s newfound desire to closely regulate them. make it harder for them to continue. In my opinion, some banks and bankers (like some politicians) are bad, greedy, and in need of some adult supervision. Most, however, play reasonably fairly, especially when [...]
Continue reading about Top Five Lies We Tell Ourselves About Using Credit Card Usage
My wife and I took a “staycation” this weekend. I’ll admit we didn’t plan it that way. We had a busy Saturday planned but aside from a brief visit by family Sunday, little else scheduled for the weekend.
But sometimes you really can enjoy the place you live.
The weather in New Hampshire was stunning all weekend [...]
One of the best parts of the weekly personal finance carnivals, including this week’s carnival hosted by WiseBread, it the wide variety of personal finance topics covered. In addition, I always take the time to enjoy an article or two that I’ve been meaning to write myself but just haven’t gotten to. This week was [...]
Continue reading about What do extra loan payments, toilet paper, and Monopoly have in common?
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