Michael on November 9th, 2009
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I gave a speech to more than 250 highly motivated K-12 teachers yesterday morning at the first ever National Educator Conference, presented by Jump$tart.  What a privilege to share the same stage as Sheila Bair (Chairperson of the FDIC) and Janet Bodnar (the editor of Kiplinger’s Personal Finance magazine).
During the Q & A after my [...]

Continue reading about The most important financial lesson

Michael on October 21st, 2009
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Today, I’m featuring a quick compilation of links I’m sure you’ll find interesting:

Bankrate.com recently published a story Should you pay debt before savings? It’s a good write-up of an important question for those living Beyond Paycheck to Paycheck. Plus, I was quoted for the piece.

Social Security recently announced that there will be no increase in [...]

Continue reading about Debt before savings, no inflation, credit card changes

Michael on October 19th, 2009
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Identity theft is a serious business.
You: Are you in it?
No, I’m not in that business.  I’m just saying, far better for you to take the risk of identity theft seriously vs. very easily becoming a victim of a stolen identity crime.
You: What should I do differently?
Not sure. It depends largely on what you do and [...]

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Michael on October 12th, 2009
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So I got a concussion last week.
You: Explaining your recent absence?
Indeed.
You: I thought it was the Red Sox fiasco.
While that didn’t exactly speed my recovery, their collapse had no impact on the extent of my own.  While I am still limited in my work hours, I will try to weave in an important, if not [...]

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You: You’re watching pre-season basketball?
No.  Honestly, I might even watch golf first.
You: What’s wrong with watching golf?
I find it more boring than the prospect of playing it.
You: Wow.  So what’s with the “fourth quarter” reference then?
I’m talking about the fourth quarter of the year, which begins today.  For better or worse, many companies – especially [...]

Continue reading about Welcome to the fourth quarter: Five suggested tasks before New Year’s

Michael on September 23rd, 2009
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I enjoyed CreditCards.com’s fantastic effort with this week’s Carnival of Personal Finance.    My article discussing a previous fantastic yet inexpensive weekend was included, striking the fancy of The Consumerist, which featured it in their article titled Where To Find Great Personal Finance Writing Online, a nice gesture from the same company that brings you Consumer [...]

Continue reading about Who needs fame? Fifteen minute financial fixes

Michael on August 10th, 2009
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You: Cheesy title.
Monday morning.
You: You too?
Yup.  Anyway, I thought I’d take this fine Monday morning to highlight some of my best recent articles from around the web:

Twelve Crazy Myths of Personal Finance was a ton of fun to write. Pretty sure you’ll enjoy it too, evidenced by its selection as an editor’s pick at [...]

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Michael on July 22nd, 2009
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Maybe it’s the part of me that remembers how excited I felt to still be awake at 12:30 AM as a teenager, but I still think Top 10 lists are fun.  From those I’ve created here, two of my favorites are:

Top 10 Most Annoying Ways to Lose A Little Money – an article that garnered [...]

Continue reading about Top Ten Ways to Save Money While Ruining Your Life

Michael on July 6th, 2009
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I’m a big fan of major on the major, minor on the minor.  Too many people spend too much of their precious time trying to save money in small ways only to miss the big opportunities.  As a result, they continue to struggle.
That said, I’m human too.  I’ve spent and lost money due to certain [...]

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Michael on June 17th, 2009
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The following is excepted from my first book, Beyond Paycheck to Paycheck:
Identity theft, the stealing of another individual’s personal information in order to commit illegal financial transactions, is a major problem today.  Reviewing your credit reports annually is one way to monitor suspicious activity.  In addition, there are other tactics to consider. Some of these [...]

Continue reading about Avoiding Identity Theft