Michael on July 22nd, 2009
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Maybe it’s the part of me that remembers how excited I felt to still be awake at 12:30 AM as a teenager, but I still think Top 10 lists are fun.  From those I’ve created here, two of my favorites are:

Top 10 Most Annoying Ways to Lose A Little Money – an article that garnered [...]

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Michael on July 6th, 2009
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I’m a big fan of major on the major, minor on the minor.  Too many people spend too much of their precious time trying to save money in small ways only to miss the big opportunities.  As a result, they continue to struggle.
That said, I’m human too.  I’ve spent and lost money due to certain [...]

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Michael on June 17th, 2009
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The following is excepted from my first book, Beyond Paycheck to Paycheck:
Identity theft, the stealing of another individual’s personal information in order to commit illegal financial transactions, is a major problem today.  Reviewing your credit reports annually is one way to monitor suspicious activity.  In addition, there are other tactics to consider. Some of these [...]

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It’s Friday, so it’s time for this week’s reader-submitted Q & A. If you’d like to submit a question, click here for more information or simply email a question.
Coincidentally, I received the following two questions less than five minutes apart:
You signed my book at the ING DIRECT cafe in Chicago some time ago.  In [...]

Continue reading about Friday Q & A: Where to Put Your Future House Down Payment Money Today

It’s Friday, so it’s time for this week’s reader-submitted Q & A. If you’d like to submit a question, click here for more information or simply email a question. Recently, the questions have been arriving in droves, so get yours in today! As you’ll see from the signature below, they’re also coming in from [...]

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Michael on April 27th, 2009
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You might already know that I’m a pretty big Red Sox fan.  This weekend’s series with the NY Yankees was filled with a lot of unexpected events including a 2 run bottom of the ninth comeback, a 16-11 game (during which the Red Sox once trailed 6-0) and in my mind the craziest: Jacoby Ellsbury’s [...]

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This is a guest post from Grant Baldwin, the author of Reality Check, a book about helping students transition into the real world.  His new website, BrokePiggy.com, answers questions from teenagers about personal finance, savings, and all things money.
This series “12 Things Every Teenager Needs To Know About Money (And How To Teach Them)” is [...]

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You: Are in-store extended warranties a good idea?
No.
You: Why not?  They seem pretty cheap and they extend the warranty significantly.
Actually, they’re fairly costly and they don’t do much.
You: That’s not what they told me in the store.
I know.
You: So what’s going on?
Good question.  Regardless of how an in-store warranty on a new television, printer, or [...]

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Michael on January 27th, 2009
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Thanks to a crazy Monday, I just finished reading through this week’s Carnival of Personal Finance, a football-themed extravaganza hosted by Taking Charge.  The top Saving/Investing post of the week was my recent post Investing in 2009 – What are your financial priorities? in which I answer a reader’s question about the relative importance of [...]

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Michael on January 23rd, 2009
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It’s Friday, so it’s time for this week’s reader-submitted Q & A. If you’d like to submit a question, click here for more information or simply email a question.
My wife and I are going to receive a hefty income tax refund.  We didn’t adjust our W-4’s properly until September ‘08 (after we read Beyond [...]

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