Michael on January 2nd, 2009
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I just finished reading Life after a six-figure salary at CNNMoney.com.  The article highlights two examples of the plight of the numerous recently laid off workers. Specifically, how in this very difficult job market  job applicants face stiff competition from other unemployed workers, lengthening the time out of work.  Even if an offer is to [...]

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Michael on December 29th, 2008
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I hope you are enjoying the holidays. Now that we’re in late December, a 2008 recap seems appropriate.  Financially speaking, these were my top four financial moves of the last 12 months:

Not buying a house. Although home prices have fallen in our area, prices have only retreated to 2004 levels according to most local reports.  [...]

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Michael on October 14th, 2008
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The stock market is hyperactive.
You: Gee, you think?
Indeed.  The last thing I saw this volatile was Joe Pesci in Goodfellas.
You: That guy was explosive!
Fortunately, less people will be murdered as a direct result of this market’s volatility.
You: I sure hope so.
One of the things to remember during periods of economic certainty is that the basics [...]

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The American Payroll Association founded National Payroll Week in 1996.
You: There’s a week for everything.  What about National Paid-Off Week?
Looking forward to that one, eh?
You: Who isn’t?
Easy: those who are already living Beyond Paycheck to Paycheck.  To that end, I had the opportunity to chat with Robert Wagner, Direct of Communication for the American Payroll [...]

Continue reading about National Payroll Week: Featured Interview with Robert Wagner

Michael on August 18th, 2008
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This week’s Carnival of Personal Finance by Everyday Finance once again features the best blog postings of the week.  (Well, at least those related to personal finance anyway.)  In addition to my article about how to Spend less eating healthy food, I once again am thrilled to make my one article per carnival recommendation.
Written [...]

Continue reading about What will it take to get you in this big screen TV today?

Michael on August 11th, 2008
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Those who know me best are aware that I’m a huge University of Michigan football fan.
You: Even after last year’s –
I don’t want to talk about it. Besides, – oh just forget it. This week’s carnival of personal finance, hosted by No Debt Plan, adopts a college football theme that, despite somewhat excessive pictures [...]

Continue reading about Before you quit your day job

Michael on August 8th, 2008
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It’s Friday, so it’s time for this week’s reader-submitted Q & A. If you’d like to submit a question, click here for more information or simply email a question.
With all that’s going on in the economy, I feel like I should be doing something differently.  Should I?

–Mike N., Tacoma, WA
STRAIGHTFORWARD ANSWER
You probably shouldn’t [...]

Continue reading about Friday Q & A: Financial strategies during a downturn

Michael on July 30th, 2008
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You: Dude, you spelled “facts” wrong up there.
Maybe it’s the stress. Ever think of that?
You: Stress? From inflation?
No. From blogging while I’m on vacation.
You: You shouldn’t do that. You’re the guy who talks about balance.

Maybe I’m not.
You: Not what?
It depends.
You: What depends?
There. I’ve distracted you from inflation.
You: I think I’m just confused [...]

Continue reading about Inflation stressing you out? Get the fax.

Michael on June 6th, 2008
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It’s Friday, so it’s time for this week’s reader-submitted Q & A. If you’d like to submit a question, click here for more information or simply email a question
Do I need to have all my debt paid off prior to retirement?
–Mick V., Uniondale N
STRAIGHTFORWARD ANSWER
Not necessarily, especially when it comes to your mortgage. And [...]

Continue reading about Retire Debt-Free: Friday Q & A

Michael on May 29th, 2008
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A few months ago, I worked with Intuit’s Quicken team to develop some podcasts. The material is timeless. Given that I just got off the red-eye, I feel pretty timeless myself. Seemed to make sense to post these links today. Hey, it’s another way to get some solid personal financial education — without reading!
Here [...]

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