Michael on May 20th, 2009
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I recently wrote More Than the 10% Penalty – The Dangers of Early Retirement Account Withdrawals for FiLife, a joint venture between The Wall Street Journal and IAC.  The dangers are real, starting with taxes, ending with lost growth and a bunch of other financial pain in between. Before you ask for that distribution check [...]

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One of the best parts of the weekly personal finance carnivals, including this week’s carnival hosted by WiseBread, it the wide variety of personal finance topics covered.  In addition, I always take the time to enjoy an article or two that I’ve been meaning to write myself but just haven’t gotten to.  This week was [...]

Continue reading about What do extra loan payments, toilet paper, and Monopoly have in common?

Michael on March 10th, 2009
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A few random tibits today:
First, Jeremy Simon – a reporter for Credit Cards.com – is looking for consumers who have used extreme ways to pay off credit card debt (earning money from medical experiments, selling family heirlooms, etc.). The wilder the better. If any of you might be interested in sharing their stories on this [...]

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Michael on March 4th, 2009
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I recently recorded a second series of podcasts with the Quicken team.  Topics included:

Emergency Funds and Large Purchases
How to pay off and manage debt
Investment Advice

You can also listen to them on itunes by searching for Quicken. Or download them and listen to them later, like when you’re not supposed to be working.
Always welcome your feedback [...]

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I had a great trip to Chicago last Friday and Saturday, keynoting a financial literacy event to a large group of students ranging in age from 16 to over 50.  The best part: a most enthusiastic crowd, many of which had traveled two hours of more for the education.  Talk about self-selection for success!
I’m not [...]

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Michael on January 16th, 2009
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If you did, let me know by commenting below or by sending me an email A reporter friend of mine is working on a story related to that topic and would love to talk with you!
[January 21 note:  The reporter has the source he needs. Thanks!]

Continue reading about Did you make a resolution to cut debt this year?

Michael on November 12th, 2008
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Aloha from Hawaii.  Just reading through this week’s carnival of personal finance.
You: From Hawaii?  Pathetic.
Not arguing.  Nonetheless, I was excited to see that my post Toilet Paper as an Economic Indicator was there.  Also, an interview I did with Kimberly Palmer at her US News Alpha Consumer blog was posted last night.  In it, I [...]

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Michael on July 30th, 2008
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You: Dude, you spelled “facts” wrong up there.
Maybe it’s the stress. Ever think of that?
You: Stress? From inflation?
No. From blogging while I’m on vacation.
You: You shouldn’t do that. You’re the guy who talks about balance.

Maybe I’m not.
You: Not what?
It depends.
You: What depends?
There. I’ve distracted you from inflation.
You: I think I’m just confused [...]

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Jeremy, the author of the popular Generation X Finance blog, reviewed Beyond Paycheck to Paycheck on Monday.
It was a very favorable review (obviously not a shock, since I’m posting a link to it from my blog). My favorite part is:
What really stands out is the conversational approach. You almost get the feeling that you’re [...]

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Michael on June 16th, 2008
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A couple of weeks ago I took my two daughters to Babies R Us to have their pictures taken. If you’ve got kids, you know what’s coming next: an experience. And then some. The three year old smiles on demand but is unable to sit still for even the fraction of [...]

Continue reading about Got Kids? Got Money? Ha!