Twice in the last two winters, we’ve lost power for about 36 hours.
You: You should just pay the damn electric bill. I know you like to negotiate everything, but you’ve got two little kids –
Massive ice storm last year. Massive windstorm last weekend. My write-up of the December 2008 event:
Visiting Boston during an ice storm [...]
Continue reading about Keeping it reasonably fun and affordable without power
A close relative of mine just sent me this email:
Gotta love my bank . . .
I went online to check my bill and I see nothing there about me ever having a credit card…
As i’m looking around I notice I have an “email” from bank of America with a new credit card number…umm…WHAT!??!
So I call [...]
Continue reading about Bank: Customer service or total cluster?
As common as identity theft has become, I am amazed at the poor password practices of many people I interact with.
You: Because I use my significant other’s name as my password?
That’s one example. But, at least according to this New York Times article, there are far more egregious examples. When a hacker was able [...]
Last week I discussed Why the drop in late credit card payments doesn’t excite me. Then, I covered The real unemployment rate just this past Monday.
To continue my little rant on misleading statistics today I discuss the phenomenon of lower credit card balances. Analyzing TransUnion data, the AP reported the credit card delinquency decline here [...]
Continue reading about The real reason credit card balances are falling
Last week I read an interesting article in The Wall Street Journal called Working Two Jobs and Still Underemployed. The piece highlights a growing disconnect between government-provided labor statistics and the reality on the street.
You: How so?
It starts with the fact that if you’re working you’re not considered unemployed.
You: That makes sense.
Technically.
You: But?
But what if [...]
According to the recent Wall Street Journal article Resolved: Spend Less Next Year, people are getting ready to commit to making changes to their financial affairs.
Again.
But more seriously this time.
So serious that they are resolving, not simply talking about, the changes.
So — this time — it will really count.
But not until next year. (We’ve got [...]
Continue reading about Resolve to change your finances but not until January? Please.
As reported by the AP on MSNBC, Late credit card payments drop in 3rd quarter. With a headline like that, I decided to read the article. According to the referenced TransUnion study, late payments on credit cards during the third quarter (ending at the conclusion of September) were lower than they were in the previous [...]
Continue reading about Why the drop in late credit card payments doesn’t excite me
On the way to work this morning, I stopped to get gas for my wife’s car.
You: You should have just waited until you were in her car. It’s much easier and safer to get gas that way.
Thanks, Einstein. I was driving my wife’s car this morning.
You: And she gave it to you with almost no [...]
After several months (don’t ask) waiting in the winds, the new blog design has arrived. Some highlights:
Easier to read, with cleaner font choices and more obvious line breaks for links
Two right nav’s makes it easier for you to find what you want quicker
Same thing up top: twice as many links to category content
My popular graduation [...]
Continue reading about Welcome to the new Beyond Paycheck to Paycheck blog design
Not so long ago, I wrote of some of the humorous parts of the tax code. Recently, I became aware that the federal government is now subsidizing the purchase of golf carts and I don’t find that funny at all.
You: Really? They’re subsidizing golf carts?
Yes.
You: How so?
Like any other subsidy, part of the cost is [...]
Continue reading about Golf cart subsidies – Why the government is subsidizing golf carts
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