Saving for a home or, more precisely, how to save for a home is today’s Q & A.
You: Q & A?
Although Friday comes every week, Friday Q &A comes around only when someone submits a good question AND I have time to answer it. Both happened this week, so here we go. Want to ask [...]
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Of my top ten saving strategies is Number 4: Enjoy Free Stuff.
You: How can somebody do that?
Easy. Just play on the swings or dance in the leaves.
You: Seriously? I’m an adult.
Not going to lie to you – you might get some looks on the swing set. Still, well worth it. Or try something similar [...]
Continue reading about Another ultimate free activity with apologies to those in the south
According to the recent Wall Street Journal article Resolved: Spend Less Next Year, people are getting ready to commit to making changes to their financial affairs.
Again.
But more seriously this time.
So serious that they are resolving, not simply talking about, the changes.
So — this time — it will really count.
But not until next year. (We’ve got [...]
Continue reading about Resolve to change your finances but not until January? Please.
I had one heck of a long weekend over the Labor Day holiday.
You: What did you do?
Being that the weekend represents the unofficial end of summer –
You: Why is that?
First, because school starts right afterward. Second, because it’s already getting cool here in New Hampshire.
You: Seriously?
Seriously. On a bike ride early yesterday morning I actually [...]
Continue reading about How I Scored Big Labor Day Deals Without Shopping
My youngest daughter sure is earning her wings this summer.
You: What do you mean?
In the last month, she’s flown to Florida and Arizona.
You: And how old is she?
One and a half.
You: Isn’t it crazy expensive to be flying your daughter around the country?
Crazy? Somewhat, although she was pretty well-behaved for me. Expensive? Actually. it’s free.
You: [...]
Continue reading about Taking Advantage of the Rules to Save a Few Bucks: Airline Edition
I don’t want you to wait any longer to negotiate your cable bill.
Personally, I waited too long to try to lower my cable bill. I try my best to follow my own advice. But, as a long-time reader named Jeff recently pointed out, I, like nearly everyone, can lose the forest for the trees when [...]
Continue reading about Negotiate your cable bill – How I lowered my cable bill
I received an email the other day from Jenny F. of New York City:
Hey,
Was thinking of you yesterday as I was bragging to my husband that I saved us $350/year just by switching my drug store prescription into a mail away one. Not only am I saving money but it’s so much more convenient, arrives [...]
I’m often asked if the emotional separation inherent in credit card usage also applies to debit cards. To the dismay of avid debit card users everywhere, I believe it does.
You: Why?
Debit cards are made of plastic.
You: The material matters?
No, it’s not the material that’s at issue. Debit cards are superior to credit cards since, for [...]
Continue reading about Do Debit Cards Separate You From Your Money Emotionally?
Maybe it’s the part of me that remembers how excited I felt to still be awake at 12:30 AM as a teenager, but I still think Top 10 lists are fun. From those I’ve created here, two of my favorites are:
Top 10 Most Annoying Ways to Lose A Little Money – an article that garnered [...]
Continue reading about Top Ten Ways to Save Money While Ruining Your Life
I’m a big fan of major on the major, minor on the minor. Too many people spend too much of their precious time trying to save money in small ways only to miss the big opportunities. As a result, they continue to struggle.
That said, I’m human too. I’ve spent and lost money due to certain [...]
Continue reading about Top 10 Most Annoying Ways to Lose A Little Money
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