One of the best parts of the weekly personal finance carnivals, including this week’s carnival hosted by WiseBread, it the wide variety of personal finance topics covered.  In addition, I always take the time to enjoy an article or two that I’ve been meaning to write myself but just haven’t gotten to.  This week was [...]

Continue reading about What do extra loan payments, toilet paper, and Monopoly have in common?

Michael on May 8th, 2009
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At about this time last year I wrote a hypothetical graduation speech (I speak a lot to college students and on Monday I’ll be speaking at a high school but never for graduation.) Nonetheless, I’m confident that, sooner or later, I’ll speak at a graduation ceremony. (Hey, it’s good to be optimistic.) In the [...]

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Michael on May 1st, 2009
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In these trying times, some folks are looking everywhere for expenses to cut.  That’s a good idea.  Some insurance coverages are stupid. Just last week, I blasted the concept of life insurance for children.  Previously I’ve tried to persuade people to take a pass on most extended warranties.
Several weeks ago I received an email from [...]

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Michael on January 7th, 2009
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Who’s your financial idol?
A) Warren Buffet – Makes a LOT, spends very little, gives most away.
B) Suze Orman – Financial writer on every TV show (finance, news, pop culture) multiple times a day.
C) Hank Paulson – He signs the dollar bill.
D) Other – Who? Why?

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Michael on December 22nd, 2008
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Just about to step into an interview with the Boston NBC affiliate (will air in early 2009) so quickly sharing this week’s Carnival of Personal Finance, featuring my article Year-End Financial Planning Tips including 401(k) Matching Contributions.
In the spirit of “we’re all crazy-busy,” the best article of the week is a passionate explanation of one [...]

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Michael on December 19th, 2008
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Did you notice that you’re on the last page of your calendar?
You: Yup.
Have you noticed the calendar shops popping up inside malls and bookstores?
You: I have.
Me too.  I don’t understand calendars though.
You: Oh, I can totally explain that to you.  You see, there’s 12 months in a year –
No, I get what a calendar is.  [...]

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Michael on December 15th, 2008
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Today’s the final year-end post.  Earlier posts on this topic include using your FSA funds before losing them, maximizing your match in December, taking tax advantage of any capital losses, and year-end IRA considerations.
So where are you?
You: Me?
Yes.
You: I’m right here.
No, I know that. I mean where are you financially?
You: I was hoping you could [...]

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Michael on December 10th, 2008
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I particularly enjoyed Why Investing in Stocks This Year Was Not a Financial Mistake, a posting in this week’s Carnival of Personal Finance.  Money Ning’s post gets right to the heart of the issue for anyone who lost money in the stock market in 2008  (Yes, this roughly translates to the entire population of worldwide [...]

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Michael on October 29th, 2008
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Having just read through this week’s Carnival of Personal Finance, I’m happy to provide you with the number one article of the week: Is the credit crunch threatening your relationship? What a shame that the question has to be asked and I’m hopeful that Beyond Paycheck to Paycheck readers can confidently answer “No.”  But the [...]

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Michael on October 9th, 2008
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My recent article Does anybody really believe that financial education is harmful? made it into the most recent Carnival of Personal Finance, which is hosted by Girls Just Wanna Have Funds.   There are, of course, dozens of excellent articles worth checking out.
However, if you’re looking for just one article to quickly read, breeze through Four [...]

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