|Those now in the "real world" have their entire futures ahead of them. With lofty dreams, each aspires to reach his or her own unique definition of personal, professional, and financial success. While the majority of individuals focus on personal aspects of success and many focus on professional achievement, precious few people put any energy into how they will achieve their long-term financial success. |
While in this phase of life, it is extremely common to feel a lack of urgency to do any planning for events that are perceived to be so far into the distant future. Often this sense of invulnerability lasts well into one's thirties. Yet, the decisions made and the habits formed during these early phases significantly impact which of the many possible divergent paths you ultimately embark upon.