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Who Is That Guy?

Author of the bestseller Beyond Paycheck to Paycheck, Michael B. Rubin is a Certified Public Accountant (CPA) (state of Michigan) and a CERTIFIED FINANCIAL PLANNER™ professional. In addition to his experience providing sophisticated financial advice to affluent clients, Michael has been a key source of information for over a decade to countless others.  He speaks passionately about and provides guidance on virtually all personal financial planning topics.

Michael B. Rubin - Founder of Total Candor LLC

As a true expert gifted in simplifying money matters, Michael is a contributing writer on the Turbotax blog and writes the popular Beyond Paycheck to Paycheck blog.

Michael has appeared in various media, including radio and TV stations across the country, plus national media such as CNN,, The Wall Street Journal,, Chicago Tribune, Financial Advisor Magazine, and Investment News. (View a more comprehensive list of his media presence.)

Prior to founding Total Candor LLC, Michael worked in the personal financial services practices of two of the former “Big Six” accounting firms. Subsequently working for several years as a new venture executive for Toys “R” Us, Inc., he made sure that he never actually grew up.  He holds an undergraduate business degree from the Ross School of Business at the University of Michigan and an MBA from the Kellogg School of Management at Northwestern University.  Michael lives in New Hampshire with his wife and three daughters.

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